Mortgage, Rent and Credit Counseling

 Local Resources | Fair Housing and Tenant Counseling | Other Housing Resources | Other Credit Counseling Resources

Local Resources

Local agencies who can assist with mortgage, rent and credit counseling. Links in this section will open in a new window.

Community Legal Services of East Palo Alto
Phone: (650) 326-6440
http://www.clsepa.org
Community Legal Services of East Palo Alto provides free and low cost legal services through individualized counseling, direct representation or community education workshops to low-income and under-served individuals on anti-predatory lending and tenants' rights legal assistance.

Consumer Credit Counseling Services of San Francisco
Phone: (800) 777-7526
http://www.housingeducation.org
CCCS of San Francisco is a HUD-approved counselor that offers individualized counseling and workshops on foreclosure and early delinquency intervention, financial counseling, rental assistance, home equity conversion and reverse mortgage counseling, and mortgage delinquency and default resolution counseling.

EPA CAN DO
Phone: (650) 473-9838
http://www.epacando.org
EPA CAN DO is a HUD-approved counselor that provides informational workshops and individualized counseling on foreclosure prevention and financial counseling.

Project Sentinel
Phone: (888) 331-3332
http://www.housing.org
Project Sentinel is a HUD-approved counselor that provides information on foreclosure prevention, mortgage delinquency and default resolution, reverse mortgages and home equity conversions as well as rental assistance.

Samaritan Housing
http://www.samaritanhouse.com
Samaritan House provides workshops and counseling on budgeting as well as offers rental assistance grants to families in need of emergency assistance.

Back to top

Fair Housing and Tenant Counseling

Local agencies who can assist with Fair Housing and Tenant Counseling. Links in this section will open in a new window

ECHO Housing
Phone: (650) 327-1718
http://www.echofairhousing.org
ECHO Housing is a HUD-approved counselor that provides fair housing counseling and education.

Legal Aid Society of San Mateo County
Phone: (650) 558-0915
http://www.www.legalaidsmc.org
Legal Aid Society provides individualized counseling and legal assistance regarding tenants' rights.

Stanford Community Law Clinic
Phone: (650) 475-0560
http://www.law.stanford.edu/program/clinics/communitylaw
The Stanford Community Law Clinic provides individualized counseling and legal assistance for under-served clients on tenants' rights.

Tenant Foreclosure Hotline
Phone: (415) 495-8012
http://www.tenantstogether.org
Tenants Together, a non-profit organization committed to tenants' rights, established the hotline to assist tenants in foreclosure situations by providing tenants' rights and eviction counseling.

Back to top

Other Housing Resources

State and National Housing Resources. All links in this section will open in a new window.

California Department of Consumer Affairs
Phone: (888) 995-HOPE
http://www.yourhome.ca.gov
http://www.sucasa.ca.gov (En Español)
The California Department of Consumer Affairs has developed a resource page for homeowners with information on mortgage delinquency and default, foreclosure prevention, financial and foreclosure counseling, and foreclosure scams.

Fannie Mae Loan Lookup
Phone: (800) 7-FANNIE (732-6643)
http://loanlookup.fanniemae.com/loanlookup/
Fannie Mae offers a free on-line service allowing homeowners to lookup their mortgage to see if it is held by Fannie Mae, an eligibility requirement for certain loan modification and refinancing programs.

Freddie Mac Loan Lookup
Phone: (800) FREDDIE (373-3343)
https://ww3.freddiemac.com/corporate/
Freddie Mac offers a free on-line service allowing homeowners to lookup their mortgage to see if it is held by Freddie Mac, an eligibility requirement for certain loan modification and refinancing programs.

Federal Reserve Board of Governors
Phone: (888) 851-1920
http://www.federalreserve.org
The Federal Reserve Bank offers consumer information regarding foreclosure scams, how to avoid foreclosures, and tips on personal financing and credit use.

Foreclosure in California
http://www.foreclosurefoca.gov
This website provides information on foreclosure prevention, predatory lending, mortgage counseling, tenants' rights and eviction counseling.

Homeowner Preservation Foundation
Phone: (888) 995-HOPE (Default/Delinquency Hotline)
http://www.955hope.org
The Homeowner Preservation Foundation and Hotline provides free individualized assistance to homeowners on foreclosure prevention and financial counseling.

Hope Now
Phone: (888) 995-HOPE
http://www.hopenow.com
Information and resources on foreclosure prevention, mortgage and credit counseling, and linkage to HUD-approved counselors and the Homeowner’s Hotline, a free counseling service that assists homeowners in developing a plan to avoid foreclosure.

Making Home Affordable
Phone: (888) 995-HOPE
http://www.makinghomeaffordable.gov
Making Home Affordable is part of the Obama Administration's efforts to assist homeowners facing foreclosure by offering refinancing and loan modification opportunities. The website provides information on program eligibility, foreclosure prevention education, and foreclosure scams.

U.S. Department of Housing and Urban Development
Phone: (800) 669-9777
http://www.hud.gov/foreclosure
he U.S. Department of Housing and Urban Development created an on-line foreclosure prevention guide containing information on foreclosure prevention and scams and provides contact information for HUD-approved local resources.

Back to top

Other Credit Counseling Resources

State and national credit counseling resources. All links in this section will open in a new window.

Consumer Bankruptcy Counseling
http://www.consumerbankruptcycounseling.info
Email: counselor@consumerbankruptcycounseling.info
Consumer Bankruptcy Counseling offers information to consumers on the types of bankruptcy, alternatives to filing for bankruptcy, pre-bankruptcy counseling, and free credit counseling and referrals to local credit counselors.

Money Management International
Phone: (866) 889-9347
http://www.moneymanagement.org
Money Management International provides individualized counseling and workshops on financial and credit counseling, debt management assistance, bankruptcy counseling and education services, and foreclosure prevention and reverse mortgage counseling to consumers.

My Money Management
http://www.mymoneymanagement.net
My Money Management provides information to consumers regarding financial counseling and credit management as well as foreclosure prevention and counseling.

National Foundation for Credit Counseling
Phone: (866) 845-2227
http://www.housinghelpnow.org
The National Foundation for Credit Counseling provides foreclosure prevention and financial counseling to consumers. The Foundation has a Homeowner Crisis Resource Center that offers a foreclosure prevention DVD, mortgage assessment tools, foreclosure resources and options, and consumer alerts on foreclosure scams as well as a housing counselor hotline.

Back to top

Disclaimer: The sole purpose of this web site is to provide information for its citizens. By providing web links to other organizations, the County of San Mateo is in no way endorsing these organizations or making any representations or warranties about the information or services these organizations provide. Moreover, the County of San Mateo is not responsible for any information or services ultimately provided by these organizations.